I have a very unusual,and terrible financial mess and need help. Can anyone advise me?

I need someone who knows what they are talking about to give me some financial advice. I am a senior citizen and everything has went to hell in a handbasket. I am not very well and the stress is more than I can handle. I cannot do this anymore. I don't need people to look at me like an idiot because I am in such a mess. It was a whole long list of things many of which I had no control over. I have many unusual situations and problems that I need help with. We should have declared bankruptcy years ago and we could have straightened this mess out by now but we didn't and now I'm not sure if it would be the best thing to do for a number of reasons. But something has to change. Can anyone help me? I can't afford a financial advisor and I don't know one that would deal with a mess like this. Where can I go?

Asked By: tyrpentine - 5/21/2006
Best Answer - Chosen by Asker
Get it all in perspective you obviously need professional advice since you can't tell us what the worst is of this mess your in... More
Answered By: purty - 5/21/2006
Additional Answers (8)
Tell us some details about it and maybe we can help.
Answered By: forever2004 - 5/21/2006
Contact a credit counselor. They usually work for free. Look in your yellow pages.
Answered By: Pancakes - 5/21/2006
Need details.
Answered By: bocoo_man - 5/21/2006
consumer credit counseling... they are free and non profit...also most states are required to provide that type of assistance to elderly through the center for aging... check your local listings.
Answered By: pinky - 5/21/2006
not enought info, but try going to a senior citizens center for some help or local church in your area. Good Luck
Answered By: mari r - 5/21/2006
I would encourage you to sit down with your banker and be honest about your financial situation. Bring your statements, bills, etc. If he is a decent representative of his financial institution, he will take the time to answer your questions, offer suggestions, or at the very least - point you in the direction of... More
Answered By: artistagent116 - 5/21/2006
talk to trusted family members, and let them know you need help. Then get to a credit counselor that works for free. Do not pay anyone to help you.
Answered By: ThaneTheBrain - 5/21/2006
If you have children, sit them down and tell them about this. As a senior citizen, you must be constantly aware of scams that make promises they can't deliver on. If you don't have a child or close, trustworthy family member, then talk to your banker.
Answered By: kathy059 - 5/22/2006
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