How to get a personal loan---need help!?

I'm only in my mid 20s but am in debt up to my eyeballs. In all honesty, if I had $5000 I'd be able to pay off everything except for my student loans. I have bad credit but have a steady, well paying job. I've recently paid off all of my medical bills and have a cell phone contract that's always paid on time, as well as a Target card, so I'm hoping that will count for something. What's the best way to go about getting a loan? I've visited the webpage for some local pages and and all they say is to come in and visit with a loan officer. What will I need to take with me when I go to meet with him or her? There is no one to co-sign for me. Also, what are my chances of qualifying and if I do, how quickly could I conceivably have the money? How does one even know the best bank to apply at? There are so many...I'm desperate, I'm losing sleep over this and everything.

Asked By: marigold - 6/11/2006
Best Answer - Chosen by Asker
Dont worry $5000 is not a big amount to pay off. Any bank will be able to loan you this or they can consolidate all your loans to a single loan... More
Answered By: jubda - 6/11/2006
Additional Answers (3)
okay here is what you need to do... More
Answered By: umdanddvd - 6/11/2006
Poor financial health is the plague of the 21st century. Why? Because NOT ONE of us were ever taught in school how to effectively manage our money, or our time! This has caused snowballing debt, bankruptcies, business failures, divorces in record numbers and it has destroyed the retirement dreams of millions... More
Answered By: djsmalley - 6/12/2006
Try this website. My friend got a loan from there. Its like the ebay of loans.
Answered By: cyko0721 - 6/16/2006
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