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What would you do if you were in such a debt that the Military wasn't enough and you needed a second job?

Your whole paycheck is taken from allotments and negative balances before you can even use your money that you need for necessities and you have to get a second job. You're soon to get out of the Army so they're not going to give you any AER loan, and the check into cash places will not give you money because of your negative drafts, you have nothing of value to sell, Your credit cards are maxed out and they have their hand out wanting money, your in threat of a repossesion of a vehicle, and that's going to be at least $10,000. You want to stick it out so you don't file bankruptcy because you have only the other vehicle and that's your transportation. What would you do?

Asked By: God'sStrength - 10/7/2006
Best Answer - Chosen by Asker
My you have lived beyond your means for a long time huh? I betcha it all started with those credit cards?! (The work of the devil on earth... More
Answered By: iritadragon - 10/7/2006
Additional Answers (13)
Stop spending money you don't have.
Answered By: Old Cripple - 10/7/2006
 
Ya, I'm kinda in that position too..... I also need to you what else I can do about it...... Pls help!! You know, some time is not because spenting too much money on anything at all..... it just all about family stuff..... ....... long story........................
Answered By: fakeid412 - 10/7/2006
 
Well I would go up my chain of command for help. I would get another job. I dont see why your chain of command wouldnt let you do that instead of possibly getting out the military for the "other than honorable discharge". And if they dont want to help well, do what you have to. Its not their lives its yours.
Answered By: momo - 10/7/2006
 
Sit down and see where your money is going, get plan do a budget, if you lay it out, that would be your first step
Answered By: lobo - 10/7/2006
 
Re-enlist and collect a bonus if you qualify. AER can probably teach you how to budget your money like other military relief societies do.
Answered By: Tom Collins - 10/7/2006
 
Stop living beyond your means. You make X dollars a month, Stop spending twice that amount each month. Do they still give reenlistment bonuses for critical MOS's ? that or Bankruptcy is your only alternative, unless you can work out a deal with you creditors, which means going threw a lawyer either way.
Answered By: Ed D - 10/7/2006
 
I'd probably be really depressed. BUT I'd get a second job ASAP... More
Answered By: Empress - 10/7/2006
 
It's going to take some searching, and time on your part, but this link will take you to a good place to start.
Source(s):
Answered By: fearjar - 10/7/2006
 
It looks like your back is against the wall and it's time to pony up! You got yourself in the mess dude,, what were you thinking ,,, that the bills you are incuring were just gonna go away? You sound very irresponsible and I doubt if any bank will loan you money or extend you any credit,,so perhaps should go to one of... More
Answered By: chunkydunk - 10/7/2006
 
Re-up and use your bonus to pay off your debts, then stop blowing money on stupid stuff you really don't need.
Answered By: Meow the cat - 10/7/2006
 
Being a retired member of the military and a former Navy Relief Case Worker, I will give you some advice the others have already offered and then some... More
Source(s):
Answered By: handyman - 10/7/2006
 
I would go up my chain of command to request assistance from your service's relief fund. You might have to repay the loan... More
Answered By: shlomogon - 10/7/2006
 
hey killer, you might want to let someone know how jacked up your life is. Let your next in command know and ask for help. That is why you have a chain of command, and small unit leadership. These problems are meant to be dealt with early and often.
Answered By: thejokker - 10/7/2006
 
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