What is the best bargain in purchasing a home? I have no money to put down and bad credit with a new job.?

I am desperate to stay in our school district for my kids sake. I am desperate to leave my situation away from my boyfriend, also; for my kids sake. I now have bad credit (most is 5+ yrs old) and just started a descent paying job that will become commission based. I feel that purchasing is smarter than renting. So, I wonder if one has to have good credit, job stability, and/or money down to purchase a home. Or which is most important? I am working on all of the above and obviously it takes time. So, I need to figure out the best first, second, third and so on, move.

Asked By: Cellen - 10/21/2006
Best Answer - Chosen by Asker
I am a Mortgage Consultant and Real Estate Investor who is brutally honest with people who have bad credit. First of all, I would recommend that you don't buy something that is over your budget. Live below your means. You may do better to get a town-home or condo than to get a house. If you have been on your job... More
Answered By: - 10/21/2006
Additional Answers (2)
Feds have a program run thru HUD that gives single Mom's grants - up to $30,000 to put down on a first home purchase. Contact your congressman's local office (they REALLY will help you - don't sweat it) and see what's available in your state.
Answered By: gabluesmanxlt - 10/21/2006
Hi... More
Answered By: islander - 10/21/2006
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