How do I pay for a new car in full and get the best deal?

I plan on buying a 2007 Pontiac Grand Prix GT. The cost is $23,000. I was planning to walk-in with $19,000 and take it off the lot. Is this possible or not realistic because of my amount is too low and the dealer would be hell-bent on financing. What's a realistic amount then? I'm not trying to come off as arrogant, but I don't want to deal with financing and paying interest on a car and car notes. I have a strict, well-disciplined saving strategy at my age 24. I've been able to save up money from my job, to pull this off and still have a security blanket of money left for worst-case scenarios.

Asked By: - 2/6/2007
Best Answer - Chosen by Asker
First of all, congratulations. I never finance autos either. You will find that the first and last Monday of the month are great times to buy with cash. Bills are on the way, sales are slow and salesmen know that they will get their commission, in cash, that day. If one Monday doesn't work, try the next one. I don't... More
Answered By: james - 2/6/2007
Additional Answers (6)
Buying a new car is a bad investment decision to begin with. You'd be better off buying used and making payment, using the balance to invest or pay down any outstanding debt.
Answered By: Juan C - 2/6/2007
dude that's impossible. you have to pay properly or they will kick you out of the store!
Answered By: gansta - 2/6/2007
From what I understand about buying cars is that you will still have to finance the other $4,000. This will definitely cut down how much interest you pay on the financing, but this is my understanding... More
Answered By: ladylisolette - 2/6/2007
your getting advice from clueless people with no $$. money talks folks, i usually get about 25% off any price off a $1000 plus cash purchase... your roll in there with cashm they'll be creamin... but i do agree, buying a new car is a bad investment, unless you know it's something you want to hold on to for 10+ years... More
Answered By: Tacyella - 2/6/2007
You need to let them know that you want the car for $19,000 WITHOUT letting them know you plan on paying up front. If they know you are paying outright, you will have a much harder time getting the best deal. The sales person can not determine the price, so he/she will keep consulting with the floor manager, or... More
Answered By: eyellnevrtell - 2/6/2007
here's a link on ebay motors all NEW cars starting bid $100, goes up from there. I don't know of a better way
Answered By: Jim m - 2/6/2007
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