What to enter in the fields in a credit card application?

I have credit cards already, but I am in a unique situation. I am 20 and living on my own but with my parent's income. I recently got an American Express application and when I called to ask about what I could put in the household income field, I was told I could include my parent's income. Is this true? I do not remember on some credit apps if I put my parent's household income or not, because I was never sure and was living on my own. I have put my income as how much I regularly get a month from my parent's. Is this borderline fraud or is this typical? No one really explains it clearly.

Asked By: advait0 - 3/8/2007
Best Answer - Chosen by Asker
I would claim the amount your parents give you. Usually, credit card companies don't ask for proof of income. But if they did, you could have your parents write a letter or provide some type of information to prove you receive the funds... More
Answered By: Jeremy P - 3/9/2007
Additional Answers (2)
Yes, I would enter how much your parents give you each month. For employment - stay student.
Answered By: totalstressor - 3/8/2007
Are you really stupid enough to think that you need to get credit cards when you have NO freaking income of your own? Honestly, if you have enough money to live on (no matter the source) you don't need credit, & if you DON'T have enough to live on, you should get a freaking J-O-B (NOT a credit card) & stop sitting... More
Answered By: TaxMaven - 3/8/2007
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