consolidating student loans?
Can you consolidate student loans that were taken out for two different people? I would like to combine my loans with my husband's- is that possible? Also, does anyone have suggestions on reputable agencies to consolidate your loans with? I have received mailings from Nelnet and Sallie Mae- does anyone know anything about either? What is a good interest rate to accept for consolidation?
Asked By: Jennifer A - 3/12/2007
Best Answer - Chosen by Asker
Spousal consolidation used to be allowed but the law allowing it was repealed for some very good reasons which we sometimes call the "5 Ds" of Spousal Consolidation. These 5 are... More
Answered By: FinAidGrrl - 3/12/2007
Additional Answers (2)
Yes, it is called spousal consolidation. However, some consolidating companies, i.e. Nelnet, will no longer combines spousal loans... More
Answered By: kizzle_11 - 3/12/2007
Spousal consolidation is no longer allowed, and your interest rate will be calculated using the same formula (defined by the government) regardless of whom you consolidate with. However, many lenders offer interest-rate reductions for paying on time or via direct debit. It is important to read the fine print and... More
Answered By: payingcollege - 3/12/2007
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