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I need help getting a vehicle?

I filed chapter 7 2yrs ago and I'm trying to reestablish my credit and purchase a car but I'm being told I need a co-signer or a large down payment. I've gone to about 7 dealers who say the same thing. I have the income to make a car note but need the co-signer or $3000 down. Do you have any suggestions.?

Asked By: ny girl - 4/18/2007
Best Answer - Chosen by Asker
Go to a Credit Union. They can offer you a better rate than a dealer or car lot, and if your job has a relationship with the CU, they will often take a bigger risk with you. In order to join a CU you usually have to establish a savings account with $5. In fact, it is very smart to have $5 direct deposited from every... More
Answered By: modesto_jim - 4/18/2007
Additional Answers (5)
Save up $3,000 to use as a down payment, or find a co-signer with good credit, or both.
Answered By: oklatom - 4/18/2007
 
Make a down payment of $3000 and stay out of credit problems
Answered By: Poby07 - 4/18/2007
 
You are screwed, even if you get a loan you'll pay outrageous intrest rates. Break down and buy a 500 dollar hoopdie.
Answered By: dankman38 - 4/18/2007
 
I work for D&M Leasing and specialize in helping people with credit issues. I will be happy to see if I can help you. We can do all the work over the phone or net and I can deliver you new car to you anywhere in the country. Usually my client take delivery of their new car within 48 hours. Joe 800-654-1288 x-239
Answered By: Joe W - 4/18/2007
 
Save up the money, Don't drag someone else into your messes by having them co-sign.
Answered By: H57heiny - 4/18/2007
 
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