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when trying to buy a car what credit bureau do dealers use to get your score?

I want to buy a car, but I was wondering which bureau do the dealers get your score? My Equifax score is 620, Experian is 650 and Transunion is 591. I want the best rate and a not so high payment.

Asked By: kirkan1@verizon.net - 5/14/2007
Best Answer - Chosen by Asker
Auto finance is what I do for a living. It doe's not matter what bureau the dealer looks at, they will pull Equifax and Transunion because these are the two that the banks look at for car deals... More
Answered By: spifiman1 - 5/14/2007
Additional Answers (7)
Equifax, there one more but I can't remember.
Answered By: dark_matter06 - 5/14/2007
 
They use an average of all 3.
Answered By: mike m - 5/14/2007
 
That is up to the dealer, not all of them use the same one. Best way to find out is to ask the dealership which one they use.
Answered By: spiritwalker - 5/14/2007
 
Advantag Equifax and Experian all give there info then the dealership generally will either pick the worst one or give an average
Answered By: DOC C - 5/14/2007
 
It depends on the dealership. You can always call them before hand and ask. Some might use a vendor that supplys all 3 scores.
Answered By: nanizm - 5/14/2007
 
its the average of all 3 depending on the bank
Answered By: wallstdreams - 5/14/2007
 
I wouldn't be to worried about it, I did a search and found this site that explains in detail about this same issue, check it out http://www.mintcreditrepair.com , excellent articles also.
Answered By: scoochypup - 5/14/2007
 
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