Is a career in Insurance sales a good decision?

My husband currently works in restaurant management. Good pay,but he works every other day for 16 hrs. on his feet. The company just hired a new district manager & is now trying to show his authority. My husband has been with the company for 2 years and enjoys the customer service aspect, but as many of you know, restaurant management is very difficult. He has been given an offer to make a career change in insurance sales. They said they would give him 1/4 of their existing clients and mentor him to start out. We would have to try to adjust to a 1099 lifestyle. He would also be home every night with his family and home on weekends, which never happens now. Is this a wise career move? Just wondering if anyone could give some advice or questions he should ask before accepting this job. Thanks in advance for the help!

Asked By: Mom again 9/13/08 - 8/22/2007
Best Answer - Chosen by Asker
I spent nearly 3 yrs working for an Insurance Company. I didn't make a dime... More
Answered By: saberhilt - 8/22/2007
Additional Answers (13)
Its really good money if you are a good sales person.
Answered By: beebee - 8/22/2007
uh YEAH!!! i mean.. most folks NEED insurance!!!! especially life, car, and health!!!! so i say go for it!!!!
Answered By: Cocoa - 8/22/2007
You should def. check out this insurance company really well. Sometimes they tell you a bunch of **** just to get you to make money for them and not a lot for yourself. I'm not saying that all insurance sales jobs are bad...just that some of them are not in your best interest.
Answered By: Jennifer - 8/22/2007
Many people have prospered from insurance sales but it is very competitive. (especially at first) Just make sure he hooks up with a good company that has a good reputation in your area.
Answered By: Amdrmgirl - 8/22/2007
If your good at it. It is a little more work come tax time, but he will get to spend more time at home. Insurance sells itself, you really just have to have a good demeanor and sell yourself to your client.
Answered By: beechnut45 - 8/22/2007
I have known three persons who went into selling insurance. All said that as soon as they did not meet their new client quota, they were let go. All of them did most of their business on weeknights and weekends because that was when their (potential and existing) clients did not work and were available.
Answered By: Alletery - 8/22/2007
that's a very generous offer to start out... More
Answered By: Spock (rhp) - 8/22/2007
Well that depends on your motives. The biggest immediate difference, other than completely different traits required for the job, would be the volatility in the pay and the steep learning curve... More
Answered By: Gemin K - 8/22/2007
I've heard from 4-5 people that used to be insurance salesman that it's a real rat race. A constant battle of beating the bushes for new leads and lots of irritated people hanging up on you and closing doors in your face. You're only as good and safe as last months sales. And 1099? blech. I feel you will be making a... More
Answered By: troybuddy - 8/22/2007
You say that he'll be home every night and home on weekends, but let me assure you that is likely NOT the case if he's new in the business. (Over the long haul, if he makes it past the first five years or so, he's likely to start doing well enough that he won't have to work 80-100 hours a week. But there are no... More
Answered By: ISOintelligentlife - 8/22/2007
The insurance industry is still very much a good old boy network. You're husband will be spending a lot of time shmoozing. Its part of the job. If he is outgoing, good looking, and smart he will probably do well. It also depends on the type of insurance he will be selling. In order to make a lot of money in insurance... More
Answered By: LI Guy - 8/22/2007
I would say, "Yes." The key is offering a quarter of the current clients. Your husbands must be very well-regarded to receive that offer as that's a huge residual income (insurance agents get paid everytime clients renew insurance... More
Answered By: Adam E - 8/22/2007
You received a lot of good answers. I'm in the insurance business, working for a niche insurance carrier. We're the ones how supply the independent agents with one (of many) products... More
Answered By: QWERTY - 8/23/2007
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