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Health Insurance & Portability between jobs?

Health insurance has been a topic of conversation on YA. Many support it, many are against it. Currently the insurance industry is one of the most government regulated institutions in the USA. Their are federal and state laws that govern health insurance and make it a buracratic nightmare. Our current auto insurance system allows for competition between companies on a national level. Keeping our insurance costs lows. If I leave my job, my car insurance stays with me. Current regulations state that I must have a job to be offered health insurance. I leave this job, I lose my insurance and must use COBRA for up to 12 to 18 months to keep my coverage. Why can't I buy my own health insurance and have it be portable across state lines like car insurance? It seems to me that fixing these types of problems with healthcare is more affordable than implementing a national healthcare system. There is low cost car insurance, why not low cost health? Civil - I read up on this web site that you mentioned. This is only for individuals who are self employed or own small businesses. First question they will ask is if you have a job that offers insurance. If the answer is yes, you have to go through them. So while this is a valid site, it doesn't answer my question.

Asked By: Obama - Wimp in the White House - 9/18/2007
Best Answer - Chosen by Asker
Bingo... More
Answered By: Johnny 2 Times - 9/18/2007
Additional Answers (4)
you can buy your own health insurance. no one is stopping you. http://www.ehealthinsurance.com/
Answered By: civil_av8r - 9/18/2007
 
There are many individual plans that are available, but most are for catastrophic coverage, and not doctor's visits or prescriptions... More
Answered By: Lisa M - 9/18/2007
 
You can buy private health insurance right now.........many people do. Give a call and get some prices (that costs nothing), we all know the biggest and greediest carriers. But hold onto your wallet, and I hope you like peanut butter and jelly sandwiches for supper every night.
Answered By: Mezmarelda - 9/18/2007
 
Anyone can buy medical insurance. In fact, most states have an 'appointed' state provider. Here in Virginia that is Blue Cross. Now, the state does not tell Blue Cross how much it can charge, but it has to provide insurance. There's the rub for me. "Oh sure, we'll give this cancer patient insurance. We'll charge him a... More
Answered By: RitchWilliams - 9/18/2007
 
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