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Are there any associations one can join that would then give you access to group health insurance?

From my research so far, it appears that if you have a group health care coverage, it tends to be cheaper than if you have to buy the insurance yourself. For example, a family of 4 may pay as much as $700 a month or more for some decent coverage, but perhaps group coverage from your employer may cost you $400 or so. But if your employer does not offer it, are there any associations that offer health insurance to their members? Associations that anyone can join?

Asked By: ron j - 9/20/2007
Best Answer - Chosen by Asker
i live in indiana; the AARP plan is only a supplemental plan or they offer a hospital plan that from i read is basically a supplemental plan also... More
Answered By: lucy - 9/20/2007
Additional Answers (2)
Most major providers of insurance use a relationship with organizations such as the "American Business Association" in order to create a group. This is the rule and not the exception, as major insurers use these associations to gain acceptance for their plans more easily in the individual states. In regard to group vs... More
Answered By: Joseph G - 9/20/2007
 
Not any more. See, the reason group coverage seems 'cheaper', is there are a whole bunch of people on it - regardless of their health. So people with health issues that would double or triple their insurance are sharing the cost with people that wouldn't buy health insurance at all... More
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Answered By: mbrcatz17 - 9/20/2007
 
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