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How much investigation do you think would go into cashing in a life insurance policy of a person?

who'd just taken it out only a couple months prior and who was murdered? This is part of a subplot. Deciding if I want to throw this in or if it's too unbelievable.

Asked By: Bonny - 9/24/2007
Best Answer - Chosen by Asker
A lot - depending on the cause of death... More
Answered By: Persiphone_Hellecat - 9/24/2007
Additional Answers (12)
If you have a valid death certificate then you shouldn't have a problem
Answered By: § - 9/24/2007
 
If someone takes out a life insruance policy on someone two months before they die, yes, that's going to raise a lot of red flags. Not only would the insurance company investigate, bu the police are liable too as well.
Answered By: Bookworm - 9/24/2007
 
There would definitely be a lot of investigation on the part of the insurance company because insurance companies don't want to pay out if they don't have to. They'd make sure that there was no foul play by the beneficiaries and it'd probably hold up payment for quite some time. It would also depend on if the policy... More
Answered By: Gypsydayne - 9/24/2007
 
don't do it ! But if you do I would relase a few Brown Recluse spiders in the house with a few rattlesnakes as back up
Answered By: george l - 9/24/2007
 
The beneficiary would certainly be the prime suspect and the police would certainly conduct a thorough investigation of that person.
Source(s):
Answered By: suspendedagain300 - 9/24/2007
 
I would assume that with thousands of dollars at stake, any insurance company would investigate any claim fully. It is very very believable, especially if, as you say, the policy was only bought a couple of months before the untimely death. Good luck to you!!
Answered By: lookn_4_laffs - 9/24/2007
 
if the facts surrounding the death are suspicious, then I think there would be an investigation.
Answered By: lee - 9/24/2007
 
Ithink that depends on whether the beneficiary would be a viable suspect or whether they have an ironclad alibi. Even then if the DA has a mission like the one at Duke the investigation could go on forever
Answered By: rofe - 9/24/2007
 
Depends on who was murder, how, when where and why and circumstances surrounding death. Speaking as a PI, it would take several months to investigate, longer if foul play is involved, wheter suspect is still at large...ect ......ect...... Death certificate is necessary and Insurance has to be satisfied that claim... More
Answered By: John B - 9/24/2007
 
Someone being murdered a couple of months after an insurance policy had been taken out on their life would look pretty suspicious. A lot may depend on who took out the policy, the size of the policy payout, and who is/are the beneficiaries... More
Answered By: Winger - 9/24/2007
 
Was the body found? Is it identifiable? Was it definitely murder? (They don't pay for suicides.) They will investigate if they think its fraud. Watch "Double Indemnity."
Answered By: JOE S. - 9/24/2007
 
HI THERE DANIELLE, it's me, sweetness #1............why are you asking this question ???
Answered By: sweetness #1 - 9/25/2007
 
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