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Is there a minimum of debt I have to have to file bankruptcy in Pennsylvania?

Also do you know of any bankruptcy lawyers in the Western PA area? Basically I went into debt consolidation through a non profit organization. I paid them one monthly payment and they dispersed it to all 3 of my creditors. They have had problems with American Express accepting a proposal, or accepting a proposal then a month later saying no they wanted more than that. So basically they defaulted my account 2 times for this proposal problems and now they want immediate payment of $2,300. I do not have that kind of money. I go to school full time, live it at home, drive a car owned by my mom, and work a part time job. I have tried compromising with them, but they won't budge. And my mom won't bail me out because she feels I need to fix this myself. I know bankruptcy is a major step but I am just trying to look at all of my options. Also if you know of anyone who has gone through a similar situation with American Express let me know. I would love someone to talk to about this.

Asked By: prettyblueeyes101010 - 11/6/2007
Best Answer - Chosen by Asker
Yours is a classic example of some of those rip off agencies, they take your money, leave you high and dry and don't rely do anything... More
Answered By: Sgt Big Red - 11/6/2007
Additional Answers (1)
I have an American Express card but, I did go through Chapter 7 bankruptcy though. If you want to stop the harrassing phone calls and debt collection you will need to file for bankruptcy... More
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Answered By: Dave - 11/6/2007
 
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