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What does your car insurance company do for you?

If you are not at fault in an accident, what will your insurance company do in order to get your car fixed? How much help will they give you, or are we supposed to settle everything, make the calls etc. with the other carriers insurance. I was hit from behind while I was stopped at a yield sign. The other drivers fault ( a no-brainer). Yet I am getting different information from my agent, the other drivers agent, and even the auto-repair shop !!! Any feedback will help greatly.

Asked By: gianinni - 12/20/2007
Best Answer - Chosen by Asker
To answer the main question, the insurance company's responsibility is to indemnify you or another party in accordance with the coverages you selected and the terms and conditions of your insurance policy... More
Answered By: marvelboy74 - 12/21/2007
Additional Answers (4)
I have State Farm and when I was rear-ended in a low-speed crash, all I had to do was call them, tell them where I was taking my car for repairs and they did the rest. They let the body shop know I was coming and the shop had all the paperwork ready when I dropped my car off... More
Answered By: Mackerel & Cheese® - 12/20/2007
 
Depends. If you dont have collision coverage on your car.. TECHNICALLY they owe you nothing. THey are under no obligation to help you through the other carrier... More
Answered By: la428282 - 12/20/2007
 
What your company can do depends on the coverage you purchased... More
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Answered By: MSAD - 12/20/2007
 
Try this site to compare quotes and you wont regret it: INSUREQUOTE.INFO
Answered By: Mechelle - 4/12/2014
 
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