Bankruptcy & Employment Question?
I filed for Chapter 7 bankruptcy at the beginning of this month and last week I had an interview with a bank for a Universal Banker position. On Friday they called me and offered me the job and my salary and I accepted it. She said that they were going to do a background & employment check this week and I am supposed to start March 3. She did not say anything about doing a credit check, but can they take back their offer if they do see that I have filed for bankruptcy???
Asked By: Renee E - 2/24/2008
Best Answer - Chosen by Asker
Renee you should be fine. As long as you don't have a felony on your record you will be okay. You did what you had to do and you shouldnt be punished for that. They offered you the job. So I say your in. My husband and I went through a rough patch when we were first married. We had to file bankruptcy. My husband... More
Answered By: Kimmie - 2/24/2008
Additional Answers (7)
some companies make offers contingent on background checks and some companies do credit checks as well....not fair IMO, but they consider people with bad credit to have a potential for thievery. they could reneg on the job offer i think....wait and see is the best advice for now...
Answered By: Dog W - 2/24/2008
I'm pretty sure they're not allowed to make decisions based on your credit. Just so long as you have never committed any crime that involves stealing (dishonesty) you should be fine.
Answered By: chcfan - 2/24/2008
I don't think so. If you have no criminal history you will be OK. You can tell them that I said that.
Answered By: Shakey B - 2/24/2008
Some banks say if you cant handle your own money. Can you handle ours or our clients . ask your bankruptcy counsellor
Answered By: Grand pa - 2/24/2008
Why would any suitable employer so a credit check on you? Did you sign anything to agree to waive your privacy rights?
Answered By: From A - 2/24/2008
Every company is going to do a credit check. I would think as a bank I would assume it. I would just be upfront with them. Call the company on Monday and tell them about your situation. This happened to me as well and straight up in the interview I told them that if they were going to do a credit check they might find... More
Answered By: gibsi girl - 2/24/2008
Well they have different employment laws for every state.The bank has not hired you yet so yes they can resend the offer but based on what dates your stating you should be ok as it takes awhile before any thing shows up on you r credit. I know it will be pain full during the Waite! Just keep your mind off it and... More
Answered By: igetayes - 2/24/2008
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