Search SEARCH

Water Heater Leaked, Now my wood flooring is all messed up. Will my homeowner's insurance cover damages?

The water leaked into one of my rooms and now all the wood floring is damaged. I have Farmers Home Insurance. The heater has already been replaced with a new one, but the old one left us with all this "water damage"

Asked By: nmracing - 3/10/2008
Best Answer - Chosen by Asker
try calling your insurance provider and ask if he can look up your policy. he may tell you to call the 1 800 claim number and speak to a claims adjustor. i just hope farmers has much better adjustors than our insurance had, dang near had to sue my old provider TWICE. watch your back on estimates and what they offer you... More
Answered By: Mrs.J. - 3/10/2008
Additional Answers (7)
Your insurance will probably tell you this is "flood damage" and unless you had the rider attached they do not cover "flood damage".
Answered By: psycmikev - 3/10/2008
 
It depends on your policy. Check with the agent.
Answered By: oil field trash - 3/10/2008
 
With 'Farmers' who knows? You should be insured for all damages if this was not an act of god. Your agent better make good,fast!
Source(s):
Answered By: racer123 - 3/10/2008
 
Hopefully you still have the old water heater. If you don't, then you don't have any "proof" that the water heater actually failed and caused the damage. You need to call your insurance agent directly and have them come over to your house. That's what you pay them for.
Answered By: roadrunnerjim - 3/10/2008
 
From our experience with ANY insurance company - they will deny your claim. They have all manner of clauses built into their policies that will let them off the hook. Better to bank the money than to pay them their exhorbitant premiums.
Answered By: Susi C - 3/10/2008
 
Just be careful filing "water" damage claims. Sometimes ...even after just one claim you are put into a high risk category for 3-5 yrs. Your premium will shoot way up.
Source(s):
Answered By: Teri - 3/10/2008
 
it depends on what type of coverage you have. this normally is covered with specail coverage, its an appliance melfunction. it wouldnt be covered under a flood policy, because it is not dirty water from an outside source. the only problem that i would forsee in this situation, as an agent is verifying that you had... More
Answered By: sarah c - 3/12/2008
 
Sponsored results
Over 483 Local Jobs Now Hiring In Your Area. $18-$87/Hr - Apply Today!
Jobs.Quick-com
Click. Search. Apply. Free!
www.JobDiagnosis.com
21 Step Program - $1,000, $3,000 and $5,000 Commissions. No Calling
seanphannigan.net
Jobs hiring near your local area. Part-time, Full-time, Work at home.
www.HiringLocally.com

Other Career Questions

What is your current job? Why did you choose this job? What do you enjoy about your job? What do you dislike about your job? What would be your perfect job? Would you rather have this j...
3 answers - Asked By: drop pants not bombs!.♥ - 3/2/2010
Where are the jobs? Is productivity and globalization creating a permanent “recession” of jobs? My main issue is I am doing a paper for school and have no idea where to begin. I was hoping suggestions...
4 answers - Asked By: bayebd24【ツ】 - 11/21/2007
Hi ok im 19 and about to start college to do an acess course into a university. Ive been browsing through all the courses and im tottaly stuck! I thought politics but im scared ill end up with some r...
1 answers - Asked By: roseparkerly - 1/26/2009

Content is not owned or controlled by Monster. Any content concerns should be addressed with Yahoo!
Yahoo! Does not evaluate or guarantee the accuracy of any Yahoo! Answers content. Yahoo! Disclaimer.

Popular Articles

Best-Paying Work-from-Home Jobs Article Rating
It’s easier than ever to work from home. Of course, not every job is a mobile job, and some companies aren’t interested in having their employees work from home.
2013 Marketing Jobs Outlook Article Rating
The US may be facing another year of anemic hiring overall, but that won't be the case in the high-orbit world of multichannel, digital media marketing.
For Employers: Post Jobs | Search Resumes | Advertise
About Monster | Work for Monster | Advertise with Us | AdChoices | Partner with Us | Investor Relations | Social Media
Terms of Use | Privacy Center | Accessibility Center | Help | Security | Contact Us | Sitemap | Mobile
©2014 Monster - All Rights Reserved U.S. Patents No. 5,832,497; 7,599,930 B1; 7,827,125 and 7,836,060 MWW - Looking for Monster Cable? - V: 2014.1.40.24-212
eTrustLogo