Mother going on Medicaid, but still has Credit Card Debt?
My mother will be going from short term skilled nursing to custodial care in the next week or so. Her only income is Social Security, and no home, no car, no assets. The only thing she has is her pre-paid burial plan, and we are doing spend down with remaining savings on her funeral pre-planning. Her savings won't completely cover the funeral pre-planning costs. The issue we have is she also has about $5,000 in credit card debt. If she's on Medicaid, can we just ask the company to write off the debt? Any suggestions? How do we approach them, and when?
Asked By: Nancy B - 3/25/2008
Best Answer - Chosen by Asker
I wouldn't worry about it - creditors will call - I would utilize, especially since she is so ill the Fair Debt Collection Practices Act-It states anything perceived by the hearer as offensive is harassment-Most debt collectors especially on the bank level, are honest, advise them, (actually they are not to speak to... More
Answered By: try2help - 3/25/2008
Additional Answers (2)
You can ask, but they won't do it. They will expect you to probate after she passes. Once they are sure there are no assets they will eventually write it off.
Answered By: Beverly S - 3/25/2008
Hi, I used "Credit Solution" to settle my debt and improve my credit score.They managed to reduce my debt up to 58%.It's legitimate.I came across this company on NBC News Special Edition.Check it out here: http://dwarfurl.com/41c73
Answered By: Jennifer - 3/28/2008
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