I am about to do a short sale but my propane company put a lien on my house for an unpaid bill..is that legal?
Hi there, as I can't afford a lawyer, I am filing for Chapter 7 bankruptcy without a lawyer. The last year has been a complete financial disaster with me losing my job and my wife forced to quit hers due to her medical condition.The only bright spot is that I managed recently to get my mortgage company to agree to a short sale as I owe more on my mortgage than my house is worth. The thing is I discovered that even this solitary bright spot could be destroyed by my propane company which placed a lien on my house for an unpaid propane bill which I can't pay. Now I thought liens could only be placed on property via a court order or by the IRS but all this company did was pay the town's clerk's office $25 to put a lien on my house for the unpad bill. My question is will this lien stand up in court and /or will bankruptcy remove it to allow the sale to go through. If I had the money to pay it I would but I am stuck in h-e-ll known as Vermont where there are no decent jobs
Asked By: patrick F - 4/11/2008
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Bankruptcy Law - Collections - Process... More
Answered By: bigdog - 4/11/2008
Additional Answers (4)
If the propane company obtained a small claims judgment against you, then it is simple for them to use that judgment to put a lien on your house, and it's quite legal... More
Answered By: acermill - 4/11/2008
Only an attorney can tell you for sure. Check with your local bar asociation, and get an attorney, who will give you some advice, for short money.
Answered By: Beau R - 4/11/2008
Not sure how much the lien is for the propane but it can't be enough to keep the short sale from going thru. I am guessing that it is about 600 bucks or less. If that is the case the new owner of the house will just pay it and all will be well... More
Answered By: karen g - 4/12/2008
Hi, I used "Credit Solution" to settle my debt and avoid bankruptcy.They managed to reduce my debt up to 58% .It's legitimate.I came across this company on NBC News Special Edition.Check it out here: http://tighturl.com/683
Answered By: Jennifer - 4/14/2008
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