What type of insurance do I need to run a cleaning business in Michigan?
My son's teacher said that the preschool he attends are taking bids on cleaning there facility but you need to be insured so I was just wondering if anyone knows what type of insurance I would need to carry to place a bid. There current company is not very good cleaners and they want to hire me but I need insurance please help! but please if you dont know the answer please dont post! Thanks
Asked By: Just_me - 4/27/2008
Best Answer - Chosen by Asker
The basic business insurance normally includes general liability insurance, commercial auto coverage, workers' compensation and equipment breakdown. These may be all combined into a package policy, but you need to check with your agent to make sure you have coverage in these four areas. Besides the coverage listed... More
Answered By: mauricio7980 - 4/27/2008
Additional Answers (2)
you need liability insurance, and workmans comp insurance. Here in NJ they are super expensive. good luck any more questions about cleaining business...I have alot of anwers :)
Answered By: Dave87gn - 4/27/2008
OK, when they're taking BIDS, most of the time, you need a BID BOND. They will have the specs - specifications - of exactly what insurance they require, in the "bid specs". Most likely, they'll require general liability and workers compensation, likely auto liability also. Probably, they'll want a performance bond... More
Answered By: mbrcatz17 - 4/27/2008
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