How long do you have to file an auto insurance claim?
About 1 yr ago I was laid off and the next day I came out to find my car was backed into in a parking lot.I was depressed about losing my job and did not have extra money for a deductible so I did not file a claim.I am now hearing that this would of been fixed and the deductible waived because I was hit in a parking lot.Does anyone know anything about this type of thing? I live in Michigan !!!
Asked By: LoveDogs! - 5/1/2008
Best Answer - Chosen by Asker
As a claims adjuster let me start off by telling you not to try to commit fraud like some have already suggested by changing your story to say the accident occurred last week or today to try and get coverage for it as more than likely you will have coverage for the loss if you had a valid policy a year ago when the... More
Answered By: James B - 5/1/2008
Additional Answers (5)
i am not too sure about the deductible since it is a year later....they might not care about your "hit in the parking lot story" but the bottom line is...your car has damage that was not there when you first insured it and they will cover it. But you might have to pay the deductible... More
Answered By: Mike S - 5/1/2008
i'm pretty sure you screwed up------did you get a police report?---if not ---you messed up---too bad
Answered By: bayliner6065 - 5/1/2008
One thing that might make a difference is whether or not you're still insured with the same company. If you've been insured continuously between the time of the accident and now, you stand a chance at getting them to believe you. (If the coverage hasn't been with the same company, they're going to wonder if it really... More
Answered By: Deke - 5/1/2008
You would have to find out about your states statue of limitations. Most states carry a 5 year statue on property damage. You should be able to look it up at the dept of insurance website. I don't know of any insurance companies that waive a deductible because your car was hit in a parking lot. Does it actually... More
Answered By: Porscheman951 - 5/1/2008
I think you are out of luck. Was a police report made at the time of the incident ? If so, this MAY help
Answered By: entidtil - 5/2/2008
Over 483 Local Jobs Now Hiring In Your Area. $18-$87/Hr - Apply Today!
Local Candidates Across DC/VA/MD. Get It Together. Post a Job Today!
Looking for inspiring work? Innovation lives here.
Work At Home Jobs Make $87/HR, Jobs Seen On TV. Jobs Hiring Now
Other Career Questions
Do most mechanical engineering jobs offer job security?
What is your current job? Why did you choose this job? What do you enjoy about your job? What do you dislike about your job? What would be your perfect job? Would you rather have this j...
Where are the jobs? Is productivity and globalization creating a permanent “recession” of jobs? My main issue is I am doing a paper for school and have no idea where to begin. I was hoping suggestions...
Content is not owned or controlled by Monster. Any content concerns should be addressed with Yahoo!
Yahoo! Does not evaluate or guarantee the accuracy of any Yahoo! Answers content. Yahoo! Disclaimer.
Best-Paying Work-from-Home Jobs
It’s easier than ever to work from home. Of course, not every job is a mobile job, and some companies aren’t interested in having their employees work from home.
2013 Marketing Jobs Outlook
The US may be facing another year of anemic hiring overall, but that won't be the case in the high-orbit world of multichannel, digital media marketing.
2013 Engineering Jobs Outlook
Engineers will find job opportunities in select disciplines in 2013, with candidates who are all-around, client-oriented businesspeople in demand.
Best-Paying Jobs by Major
What could you earn with a particular four-year degree? Find out by checking out this list of the top-paying jobs for 20 of the most common majors.
Eight High-Paying, Secure Jobs
Want to earn a good salary and enjoy a measure of job security as well? Check out these well-paying jobs on tap for fast growth in the coming years.