What advice could you give me on getting on the right track to saving and being successful?

I am 23 years old. Lived on my own since I was 18, Havent gone to school yet. I have very little money saved because I started to pay off my debt, from when I messed up when i was 18. I am going next week to enroll in school to start at the end of the month, to be a Floral Designer, which I dreamed of when I was young but forgot about it till I got a knock in the head. So I want to save money and pay off my debt and get my credit better. I am on the way to doing all of this, but what do you suggest? I dont go out and blow my money, only on food and gas and an occasional peice of clothing, which i never pay much for. I dont go to bars and stuff. So what do you suggest? I just want to be happy with what I do

Asked By: Bingo - 8/4/2008
Best Answer - Chosen by Asker
It is a very wise move to pay off that credit. That will save you many times over. I am a little concerned when you say you want to "get my credit better." You should pay off you debt and then pay cash not credit. That way you can earn interest not pay it... More
Answered By: pebble - 8/4/2008
Additional Answers (3)
The floral industry has been in a decline the last few years, so think hard about your choice. Maybe look into wedding planning it deals with floral arrangements, but the industry is on solid ground. You can also look at other careers and take assesments to see what type of other careers you might be suited for... More
Answered By: DM - 8/4/2008
You're on to a good start by not blowing your money on designer clothes and bars. There are tons of frugal living websites available (just google "frugal living") that can help you with tightening the budget... More
Answered By: lisa668 - 8/4/2008
The best option for debt trouble is negotiating your debts with your credit companies to keep the payments from swallowing all of your income. Typically, you have to get a counseling agency to call on your behalf. If you try to work with them yourself, many of them will not cooperate with you because you are not... More
Answered By: Ms M - 8/5/2008
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