How long to settle an injury claim?
I am wondering how long it usually takes for insurance companies to settle auto bodily injury claims. I rear-ended a driver at a stoplight at about 5MPH back in July. He complained of no injuries at the time, officer noted no injuries. Anyways, he later made a claim against my policy, and my adjuster said it is still unresolved (been about 3 months now). Is it normal for it to take this much time, or am I about to be taken to court? My insurance apparently covers to $100,000.
Asked By: xynder777 - 10/15/2008
Best Answer - Chosen by Asker
These things sometimes take years. Sounds as if you have plenty of coverage. Set back, relax and let your insurance handle everything. If you are sued your insurance will represent you. 95% of the time these things are settled out of court and you won't even know about a settlement til you get a letter in the mail... More
Answered By: entidtil - 10/16/2008
Additional Answers (3)
I believe a person has a year from the date of the accident to report and/or settle a claim (NOT TOTALLY SURE, but that's what I'm remembering) -it might depend on the state where you live. What this means is that the insurance company is probably either arguing his claim, or the insurance company has offered him a... More
Answered By: taximomuv3 - 10/16/2008
if the person got a lawyer this can take up to a year to resolve. don't worry, you have insurance so you are covered.
Answered By: dead can dance - 10/16/2008
There is no set time period... More
Answered By: ♥ Uwish ♥ - 10/16/2008
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