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My husband has to start doing direct deposit but we are in debt really bad?

But I was wondering if like any of our debt collectors can just just go into our account and take money. I am terrified of opening a bank account. We are in the process of paying everything off. But we have found a bank that has 2nd chance checking. But I am so scared to leave our money in the bank. Can you help me please?

Asked By: jj - 10/23/2008
Best Answer - Chosen by Asker
You can always go to the bank when it opens of payday and withdraw all of the money except $1.00. As far as paying odd your debt... More
Answered By: Jeanne R - 10/25/2008
Additional Answers (7)
Well if your husband has to do direct deposit, your hand is forced. Set up a bank account, but you can't ignore the creditors. Take responsibility, initiate contact with your collectors, and work out something. All depending, they may or may not be able to directly garnish wages. Either way, hiding from them won't... More
Answered By: Navy Lifter - 10/23/2008
 
keep your money lol forget the paperwork
Answered By: htownscrew - 10/23/2008
 
Yes they can if the account is under either of your names. They are allowed to withdraw money from any of your accounts to repay your overdue debt... More
Answered By: helpingyouout - 10/23/2008
 
No they can not. They first have to sue you and win.
Answered By: heybulldog - 10/23/2008
 
NO, THEY CANNOT go INTO your Bank Account... More
Answered By: Trouble - 10/23/2008
 
yes it is bad to everyone.
Source(s):
Answered By: anderson - 10/24/2008
 
Debt collector can't take your money from your bank account. Only IRS levy can. If you have debt with IRS than you should be worry. My advice is once the fund goes through your bank account, withdraw it right away. You need to talk to your creditor on how you will pay the debt. I use this service : http://www.... More
Answered By: Jason - 10/27/2008
 
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