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Can foreclosure prevention actually help?

If you are already almost 3 months late..or 90 days past due, and how much can they lower your payment if any? We have a 10/30 loan where we are only paying insurance, interest, and taxes.

Asked By: mr.t'smom - 11/30/2008
Best Answer - Chosen by Asker
Yes it can, however do NOT trust a for-profit company that says it will help you out of foreclosure. Call a non-profit organization like the Hope Now Alliance at 1-888-995-HOPE ; or United Way via 2-1-1. They will try to work with your lender and lay out your options... More
Answered By: Sally - 12/4/2008
Additional Answers (2)
Understand that 99% of those companies are scams... More
Answered By: Expert Realtor - 12/1/2008
 
going through forclosure isnt any good for your credit rating so if you can get someone to help you from going through floclosure you will be better off in the long run and that will help you to keep your good credit rating that you have with out going through property foreclosure
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Answered By: haroldgardner1946200712000 - 12/1/2008
 
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