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Which credit card is best for a 19 year old college student trying to build credit?

I am deciding right now between the following two cards Chase +1 SM Student MasterCard® Citi® mtvU™ Platinum Select® Visa® Card I am hoping to just build a litte bit of credit while I have a part time work-study job at my school and don't know which of these cards I should apply for. Also will it be easy to get approved for one of these with no credit?

Asked By: anonymous - 12/28/2008
Best Answer - Chosen by Asker
The Citi mtvU card has a better rewards structure. Why not try for both? Visit the website below and look in the Credit Pulls database for your state to see which credit reporting agency Citi pulls. Chase is almost always Experian.
Answered By: BobWang - 12/28/2008
Additional Answers (4)
I have one through my bank, Bank Of America. Its a student credit card. They told me I should get it to help build credit and they're pretty good about interest since its a student card. If you're choosing between those two I would say the Student Mastercard since its for students it will be easy to get approved... More
Answered By: hislove21107 - 12/28/2008
 
It is usually best to try to go for the type of credit card your bank offers because you already have a history and relationship with them. If you have a savings account you use meaning you put more money in it than withdraw and maybe some investments like stocks this will be good as well and it will help you more... More
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Answered By: SweetNinnocent - 12/28/2008
 
May I be totally honest with you... More
Answered By: William - 12/28/2008
 
None. You don't need them. Take a personal loan before you get one. There nothing but trouble.
Answered By: mjghunter - 12/29/2008
 
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