How will a 30+ day lapse in insurance coverage affect switching insurance companies.?
I was with State Farm and they suddently raised my insurance from 87 dollars (this is liability and renter's insurance) to $117 to 200+. I was never able to pay that amount at once seeing as I am a student with a part time job. I have recently been looking for a new insurance company and notice they are asking about lapses in coverage. I have not had car insurance (and not been able to drive)since December 10th. How will this affect my next insurance rates.
Asked By: Autumn - 1/17/2009
Best Answer - Chosen by Asker
With most preferred companies, one of the requirements to qualify for the "better" rates is that you have carried previous insurance continuously for a certain amount of time. This varies by company and can be anywhere from 1 to 5 years. Some companies will allow a lapse of up to 30 days or so and still be able to... More
Answered By: Mitch - 1/17/2009
Additional Answers (1)
Did you ask your agent why your premium went up so much? Did you change cars, move, have tickets or accidents, lose good student discount... More
Answered By: car253 - 1/18/2009
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