Can you turn down health insurance at your job to get paid more money?

My wife has great health insurance through her job. I was just wondering if this is possible before I bring it up at work. Can I turn down my health insurance and ask to be paid more money each month?

Asked By: dvshucks - 2/7/2009
Best Answer - Chosen by Asker
Health insurance is optional as far as I know. The only difference in your paycheck will be that your employer won't be taking out any money for your portion of the health insurance payments. So I guess you could say that you would end up with more money in your net pay.
Answered By: Paul L - 2/7/2009
Additional Answers (2)
Sure, it's possible, but unless the company has a policy of doing this, they probably won't. Some companies have a "cafeteria plan" that gives employees a "benefit allowance." If the allowance is not used, for example to buy health insurance, it can be paid out to the employee or used to fund a 401(k) plan
Answered By: Cão Bravo - 2/7/2009
You can do that. It's something that you have to negotiate with your employer. Keep in mind that your employer does not have the obligation to give you more money if you don't want health insurance. Agent
Answered By: John A - 2/10/2009
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