I recently just lost my job and I was not able to pay it back. I explained this to the people and said i will try my best to get the money. they just keep calling and threatening me and saying they will do a "point of contact" I'm not sure what that means. when i tried to explain my situation the guy on the phone was so rude he didn't even let me talk. he was just like "you better find someway to get the money by 5..sell something borrow it i don't care" im just getting nervous because i don't want to go to jail but i still need time. Its 266 dollars. I know it doeskin sound like much but it is when you are a college student and have no help. I JUST WANT TO KNOW THE WORST THAT CAN HAPPEN??? WILL I HAVE TO GO TO COURT??? WILL THEY HAVE ME ARRESTED???

Asked By: Nikki - 3/19/2009
Best Answer - Chosen by Asker
Nikki...I'm a payday lender....What the payday loan company can do to you, seeing you signed a contract, is deposit the check that you gave them to hold until the next paycheck, if it's NSF, you'll be charge the NSF fee on top of what you borrowed, they can and will sue you, garnish your bank account, and or your... More
Answered By: S P - 3/19/2009
Additional Answers (3)
The "contact" thing sounds like they will send somebody out to "visit" with you and explain the seriousness of this problem. Sorry you are in a bind, but that's why you shouldn't get involved with these people... More
Answered By: mikeyg - 3/19/2009
none of those online sites are worth the cost of a phone call... More
Answered By: linlyons - 3/19/2009
I have had my fair share of these places. They prey on people who are underemployed because they can. Ace is the worst because they will send your account into collections whether you owe them or not and charge your account directly. Here is what you do... More
Answered By: sting - 11/23/2013
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