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Does anyone know of a subprime lender who will give a mortgage to a person with bad credit?

I have some credit issues due to job loss. Rent is so expensive that I would be better off paying a high interest rate mortgage for a while. Looking for the names of any sub prime lenders who are still in business.

Asked By: Ben - 4/26/2009
Best Answer - Chosen by Asker
Your location WILL make a difference, but I work with a national lender, with offices in several states. Try American Equity (www.americanequity.com) and see if there is a branch close to you. Remember, you are still going to have to qualify with income, LTV, etc., but they specialize in damaged credit and can help... More
Answered By: MJ - 4/29/2009
Additional Answers (5)
what is your location?
Answered By: Alex - 4/26/2009
 
I am sure that this has been a hard time for you, but before you go to a lender who will probably hurt your financial future you should check out Dave Ramsey's plan for getting out of debt.
Answered By: Snow - 4/26/2009
 
If your credit score is below 620 then I am sorry to tell you no one will approve you. I am helping my sister to get a mortgage and her score was 600, they would not approve her, the mortgage broker said no one under 620 is considered, so I added her name to my CC as authorized user so she could get her score up.
Answered By: Dixie Darlin' - 4/26/2009
 
So no job, no money for downpayment and associated costs with purchasing a home? Sorry your chances are nil
Answered By: Pengy - 4/27/2009
 
i recently have been in your position, i looked all over and found td bank was offering right below prime. I don't know if they still are but they are a very good strong bank that should be a good source for your money. i have no job and student loans and i still recieved money.
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Answered By: xnetsurf - 4/29/2009
 
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