Will home interest rates go back down or are the going to continue rising?
Want to refinance my home, Wondering if I should wait a little bit, or do it now before they really start to climb back up.
Asked By: **4-22-2010** - 7/3/2009
Best Answer - Chosen by Asker
The bond market had been driving bond prices down (people selling low yield bonds and buying stocks for hopefully a better return), and the result had driven interest rates on the 2, 5, 10, 20, 30 year Treasuries higher... More
Answered By: Net Advisor - 7/3/2009
Additional Answers (3)
They're going to continue to rise, so if you're looking to refinance you should try to do it now (though if your house doesn't appraise for what you owe on it, you *may* not be able to)
Answered By: John - 7/3/2009
If the professionals knew, they'd make a killing. They don't. Everyone has their own opinion. The basic lending rate from bank to bank (fed funds rate) will stay low for a while more (6 months out at least before raising the benchmark rate). Your guess is as good as mine.
Answered By: MostModest - 7/3/2009
Your best bet is to get an application together and approved at a lender. Then, you can watch the rates every day and if you get a nice spike downward, you can lock at that time. Day to day no one knows what is going to happen, but in the longer term, the trend will definitely be upwards as increased government... More
Answered By: ADP_14 - 7/3/2009
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