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help me understand pet insurance deductible!!!!!!!!!!!!!!?

We are getting our first puppy very soon and I wanted to get health insurance for him thru Purina and it says that I would have a $250 deductible. It says that Purina Care will reimburse 80% of eligible expenses, customer copay is 20%, after annual deductible is met. What does this mean? Like do I pay the normal vet bill until I have paid $250, and than after that I only have to pay 20% of my bill or what? Please help I'm pretty dumb when it comes to this sort of thing:) Thanks

Asked By: myboys - 7/8/2009
Best Answer - Chosen by Asker
They did a pretty good job of explaining it... More
Answered By: Stacy K - 7/9/2009
Additional Answers (2)
Example: Vet bill is $1,250. Pet insurance deductible = $250. (You pay this first) Now, $1,000 of remaining vet bill is covered by Purina at 80% (i.e., $800). So, your co-pay is $200. Total out of pocket = $250 + $200 = $450
Source(s):
Answered By: zeuz - 7/8/2009
 
Normal vet bills very well might NOT be eligible expenses. You'll have to read VERY carefully... More
Answered By: mbrcatz - 7/9/2009
 
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