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What is the best credit card to get for a student that needs to build credit.?

I'm a full time college student with a part time job. I need a credit card so I can build credit. I want to put some purchases on the card and pay it off every month but I really have no idea where to start with a credit card.

Asked By: - 7/25/2009
Best Answer - Chosen by Asker
If you have never had any credit you will not get approved for unsecured credit cards. I know it is messed up, but you have to have credit to get credit... More
Answered By: Dixie Darlin' - 7/25/2009
Additional Answers (7)
Really, any card will do, if you're planning to pay it off every month. Just make sure you don't get something with an annual fee. I'd recommend Discover... you get 1% back on every purchase.
Answered By: raina_vissora - 7/25/2009
 
Most companies will issue credit cards to UNIVERSITY students, not Junior/Community Colleges. If you are having a hard time getting Visa/Mastercards, try department store cards like, Sears, Best Buy, Target, etc. Do it all at once and don't take the shotgun approach by applying for a whole bunch, as the number of... More
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Answered By: Steve - 7/25/2009
 
Building credit is overrated. You're much better off building up a big pile of cash.
Answered By: Jeff T - 7/25/2009
 
Before you jump into the "building credit" trap, check out this great video from nationally known financial expert Dave Ramsey. http://www.cbsnews.com/stories/2005/10/18/earlyshow/living/money/main951008.shtml
Answered By: debtairraid - 7/25/2009
 
Discover card is one of the best ones this card has no annual fees, check out www.fastcreditcardapprovals.com under student cards here you will be able to compare them side by side on rates and fees.
Answered By: Ur Credit - 7/26/2009
 
Try a website like findcollegecards (google it) It's a great site that caters to college students only. If you're a student with a job, you shouldn't have a hard time getting approved. Good luck.
Answered By: Matt - 7/27/2009
 
If you have no credit history but you want to have a credit card, the best option would be to apply for a secured credit card. Hope this link will be helpful to you - http://www.bills.com/no-credit-credit-card-articlebills/
Answered By: Mia Jacob - 7/28/2009
 
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