What credit card to get at 18 and not a college student?
I always thought at 18 they love to give you credit cards, I've tried Capitol One, Chase, a QT credit card, and a Best Buy one. All deny due to no credit history. I obviously can't get Credit history if they won't let me have credit. I Work 2 jobs and just want to have one just in case and to actually build my credit. What's going on and why do i keep getting denied?
Asked By: - 8/8/2009
Best Answer - Chosen by Asker
Stop applying for the cards, you will only be denied. You will have to start building your credit rating with secured credit. Make sure the banks report to the credit bureaus, otherwise it does no good... More
Answered By: Dixie Darlin' - 8/8/2009
Additional Answers (3)
Try a gas credit card, like Shell of Chevon, they will usually give you one, although I'm not sure if they report to the credit bureau to give you a credit history. Or try a prepaid credit card. Don't worry, in time you will be getting plenty of offers.
Answered By: Kathy P - 8/8/2009
The reason that you are being denied is because you are applying to too often. You should wait more than a year between applications. Any more frequent can result in rejection due to recent "inquiries... More
Answered By: StephenWeinstein - 8/8/2009
Credit card companies deny a lot of people now with the economy in the state that it is. The reason the economy is in the state that it is is because of banks handing out loans to people that couldn't pay them off. A credit card works similarly on a smaller scale, so the card companies don't want to risk giving a... More
Answered By: MasterJ - 8/10/2009
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