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Instead of blaming the health ins company for their coverage. Should we be blaming the states Dept of Ins?

Before a company can sell insurance in a state, the plan has to be approved by the state's department of insurance. I used to work for Transamerica compliance department. When the plan is submitted it the state approves or denies it. So, I'm asking are we blaming the wrong set of people for crappy insurance policies? Health insurance companies are only doing what the state is allowing them to do. If the states departments were doing their jobs, would that help out the sitiuation? Are we blaming the wrong people.

Asked By: Opinu8ed - 10/22/2009
Best Answer - Chosen by Asker
No. You should be blaming the politicians who have taken thirty pieces of silver from the (un)insurance companies to keep the system as it is. http://www.guardian.co.uk/world/2009/oct/01/lobbyists-millions-obama-healthcare-reform If it was not for that, the USA would have the health system it deserves... More
Answered By: The Patriot - 10/22/2009
Additional Answers (3)
there,s enough mud available to thoroughly coat all participants in this messy process. there are no innocent babes in this business.
Answered By: David - 10/22/2009
 
Not true because those Departments are required to operate under their respective state laws which can differ dramatically but they can't lower the cost, etc. ... its simply a "yes or no" deal...does it comply or not...there is no fairness clause or any real substantive reviewing process involved. We need more... More
Answered By: Zap - 10/22/2009
 
To some degree, yes... More
Answered By: Elana - 10/22/2009
 
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