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What does liability insurance cost for an artisan contractor?

What would the annual or monthly cost be (approx.) for liability insurance of an artisan contractor? The work is mostly commerical and home tile/grout work in kitchens and bathrooms. The business consists of just the owner/master artisan who may have 1 or 2 other people do some jobs with him. The owner is well trained and has plenty of experience. The work would be done mostly in MA and certainly within New England. Any input would be greatly appreciated. Maybe if someone has a similar type business, they could share what their monthly or annual payments are? Thanks!

Asked By: Megan H - 10/26/2009
Best Answer - Chosen by Asker
If you've never had liability insurance before, you can't buy it 'by the month... More
Answered By: mbrcatz - 10/26/2009
Additional Answers (1)
Be sure to include workman's comprehension. I read some answers that say contact a general insurance agent. You may need to buy something specific to your craft rather than something for a general contractor. Some kinds require the business have a history of several years, so a good agent will search all sorts of... More
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Answered By: keiko - 10/26/2009
 
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