Is employer lying about health benefits?
My husband works as a laborer for a small contracting company and has been there for 10+ years. Back in July his boss decided to cancel our family health insurance plan and not say a word to us. We found out via a letter sent in mid-September by the insurance company telling us the policy was termed. The boss said this was a conscious decision because the company is having money problems. What steams me is our son has medical issues that this boss is aware of and a little notice would have been nice to get a few months supply of meds in place and what not. But I digress...anyway the company is now supposidly getting insurance back in place but under this new plan my husband would now have to pay for the insurance and the kids would not be covered. We are being offered a policy with Highmark which is said to cost $767/month for me and my husband (it is a high deductible policy of $1,250). The boss claims he will pay the first $600 and we cover the rest so it works out to about $40/wk. I am in no rush to sign on this as #1 my first priority is to get my kids covered and #2 this seems awfully high to me. I did a few online quotes and for just me and my husband I'm getting prices hundreds of dollars per month lower. (We are both 32 and in good health). Could the policy really be this much? Or is the boss trying to say he's paying more into the plan that he actually is?
Asked By: shopaholic_mommy - 11/13/2009
Best Answer - Chosen by Asker
OMG well in response to you and people who answered your question, I am now infinitely thankful for my health insurance!! First of all, your hubby works for a small company so it is more difficult to get this fixed. If possible, your hubby should find a new job with a bigger company that is held to more strict... More
Answered By: Any Day Now - 11/14/2009
Additional Answers (3)
Don't worry about whether the boss is trying to cheat you or not - your real concern is getting the best health insurance you can at a reasonable rate. So.....look at the coverages/deductibles/premiums offered by your employer versus the online coverages/deductibles/premiums and make your decision...and move on.
Answered By: RT - 11/13/2009
Trust, but verify, Ask to see the policy/benefits and read the small print. Call the company or check online. Is this your only option with him? Have you tried Humana/Kaiser or Aetna? You could call your state insurance commission and ask about the cancellation no notice. You would have been insured to end of September... More
Answered By: jandy - 11/13/2009
Legally, he can't lie about health benefits and the cost. It's true, it really costs that much.
Answered By: James - 11/13/2009
in a consulting firm Learn more today!
Over 483 Local Jobs Now Hiring In Your Area. $18-$87/Hr - Apply Today!
Legitimate Survey for CASH.Extra Money for You,Joine Here!
Over 471 Local Jobs Available. Hiring Now – Apply Today!
Other Career Questions
What jobs are there in the business field that are night jobs? Places and job titles please. Im have a BA in Business Admin and looking for a night job, already have a morning/day job.
Enumerate these jobs Say, patent application writting. patent application writing. In a company, what jobs are needed to keep confidential?
Content is not owned or controlled by Monster. Any content concerns should be addressed with Yahoo!
Yahoo! Does not evaluate or guarantee the accuracy of any Yahoo! Answers content. Yahoo! Disclaimer.
Best-Paying Work-from-Home Jobs
It’s easier than ever to work from home. Of course, not every job is a mobile job, and some companies aren’t interested in having their employees work from home.
2013 Marketing Jobs Outlook
The US may be facing another year of anemic hiring overall, but that won't be the case in the high-orbit world of multichannel, digital media marketing.
2013 Engineering Jobs Outlook
Engineers will find job opportunities in select disciplines in 2013, with candidates who are all-around, client-oriented businesspeople in demand.
Best-Paying Jobs by Major
What could you earn with a particular four-year degree? Find out by checking out this list of the top-paying jobs for 20 of the most common majors.
Eight High-Paying, Secure Jobs
Want to earn a good salary and enjoy a measure of job security as well? Check out these well-paying jobs on tap for fast growth in the coming years.