Is employer lying about health benefits?

My husband works as a laborer for a small contracting company and has been there for 10+ years. Back in July his boss decided to cancel our family health insurance plan and not say a word to us. We found out via a letter sent in mid-September by the insurance company telling us the policy was termed. The boss said this was a conscious decision because the company is having money problems. What steams me is our son has medical issues that this boss is aware of and a little notice would have been nice to get a few months supply of meds in place and what not. But I digress...anyway the company is now supposidly getting insurance back in place but under this new plan my husband would now have to pay for the insurance and the kids would not be covered. We are being offered a policy with Highmark which is said to cost $767/month for me and my husband (it is a high deductible policy of $1,250). The boss claims he will pay the first $600 and we cover the rest so it works out to about $40/wk. I am in no rush to sign on this as #1 my first priority is to get my kids covered and #2 this seems awfully high to me. I did a few online quotes and for just me and my husband I'm getting prices hundreds of dollars per month lower. (We are both 32 and in good health). Could the policy really be this much? Or is the boss trying to say he's paying more into the plan that he actually is?

Asked By: shopaholic_mommy - 11/13/2009
Best Answer - Chosen by Asker
OMG well in response to you and people who answered your question, I am now infinitely thankful for my health insurance!! First of all, your hubby works for a small company so it is more difficult to get this fixed. If possible, your hubby should find a new job with a bigger company that is held to more strict... More
Answered By: Any Day Now - 11/14/2009
Additional Answers (3)
Don't worry about whether the boss is trying to cheat you or not - your real concern is getting the best health insurance you can at a reasonable rate. So.....look at the coverages/deductibles/premiums offered by your employer versus the online coverages/deductibles/premiums and make your decision...and move on.
Answered By: RT - 11/13/2009
Trust, but verify, Ask to see the policy/benefits and read the small print. Call the company or check online. Is this your only option with him? Have you tried Humana/Kaiser or Aetna? You could call your state insurance commission and ask about the cancellation no notice. You would have been insured to end of September... More
Answered By: jandy - 11/13/2009
Legally, he can't lie about health benefits and the cost. It's true, it really costs that much.
Answered By: James - 11/13/2009
Sponsored results
Over 483 Local Jobs Now Hiring In Your Area. $18-$87/Hr - Apply Today!
New job opportunities added daily. Search Virginia jobs now!
Local Positions Open in Your Area. Hiring Now - Apply Today!
Click. Search. Apply. Free!

Other Career Questions

What is your current job? Why did you choose this job? What do you enjoy about your job? What do you dislike about your job? What would be your perfect job? Would you rather have this j...
3 answers - Asked By: drop pants not bombs!.♥ - 3/2/2010
Where are the jobs? Is productivity and globalization creating a permanent “recession” of jobs? My main issue is I am doing a paper for school and have no idea where to begin. I was hoping suggestions...
4 answers - Asked By: bayebd24【ツ】 - 11/21/2007
Hi ok im 19 and about to start college to do an acess course into a university. Ive been browsing through all the courses and im tottaly stuck! I thought politics but im scared ill end up with some r...
1 answers - Asked By: roseparkerly - 1/26/2009

Content is not owned or controlled by Monster. Any content concerns should be addressed with Yahoo!
Yahoo! Does not evaluate or guarantee the accuracy of any Yahoo! Answers content. Yahoo! Disclaimer.

Popular Articles

Best-Paying Work-from-Home Jobs Article Rating
It’s easier than ever to work from home. Of course, not every job is a mobile job, and some companies aren’t interested in having their employees work from home.
2013 Marketing Jobs Outlook Article Rating
The US may be facing another year of anemic hiring overall, but that won't be the case in the high-orbit world of multichannel, digital media marketing.
For Employers: Post Jobs | Search Resumes | Advertise
About Monster | Work for Monster | Advertise with Us | AdChoices | Partner with Us | Investor Relations | Social Media
Terms of Use | Privacy Center | Accessibility Center | Help | Security | Contact Us | Sitemap | Mobile
©2014 Monster - All Rights Reserved U.S. Patents No. 5,832,497; 7,599,930 B1; 7,827,125 and 7,836,060 MWW - Looking for Monster Cable? - V: 2014.1.40.24-213