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If you have an overdrawn account will they keep charging you fees until you pay it?

I made two small purchases when I had insufficient funds in my chase debit account. They charge me a $25 insufficient funds fee for each transaction and then I noticed a week after a "extended overdraft fee" of $15!! Are they going to keep charging me every week like this!! I am in college and having a hard time finding work. I'm afraid it's going to get so out of control, I'll never be able to pay it by the time I find a job.

Asked By: evilution212 - 1/17/2010
Best Answer - Chosen by Asker
Ouch! Did you know when you made the purchases that you didn't have the money to cover them... More
Answered By: Zoinks! - 1/17/2010
Additional Answers (2)
Yes they can keep charging you. If this is your first time, I would talk with your bank. See if there is anything they can do. Explain that you don't currently have a job. How much were the small purchases? Most of the time if they were under $10.00, explain that to them! It is not right for them to charge you a $25.... More
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Answered By: Sandi - 1/17/2010
 
In a word, yes. So, the longer it takes for you to pay it off, the larger the amount will be. In simple terms, you spent money that you didn't have. So the bank lent money to you. Since you hadn't arranged to borrow money, and you signed no contract regarding interest rates and such, they can charge you whatever they... More
Answered By: Richard S - 1/17/2010
 
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