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Which financial options should I take advantage of at my new full-time job?

I'm 21 and just got my first full-time, salaried job at a national credit card company. Up to this point I have only worked part-time or seasonally in retail jobs where I did not have financial benefits like stock purchase options or retirement accounts or that sort of thing, so I have no idea what I need to take advantage of. Can anyone offer tips or point me to resources online that will help someone who is just starting their career? Thanks!

Asked By: - 1/30/2010
Best Answer - Chosen by Asker
First and foremost before you begin investing in your retirement, be sure that you are living within your means and have more money coming in each month than going out - Positive cash flow... More
Answered By: witz1960 - 1/30/2010
Additional Answers (2)
I'm in the same boat as you. When I started my job I didn't know what to take advantage of either... More
Source(s):
Answered By: ltoya201988 - 1/30/2010
 
I would start with the 401k. Especially if you get a company match. After that, the employee stock purchase plan would also be not a bad idea. Many companies give you a discount on their stock, or other benefits. I know my company gives me 1 free share for every 2 I buy... More
Answered By: exactduke - 1/30/2010
 
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