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What is different about a bank and a credit union?

i was recently injured on the job and my car was stolen the next day. im a delivery driver and i need a car so i was going to use my income as a down payment only thing is EVERYONE keeps telling me that in house financing's interest will be out the roof so what's so different about a credit union? i was told to try one. my credit is kinda shaky and im looking to build it up.

Asked By: Tyler R - 2/14/2010
Best Answer - Chosen by Asker
Credit unions are financial institutions, like banks. They offer many of the same products and services -- savings accounts, checking accounts, ATM/debit cards, credit cards, auto loans, mortgages, home equity loans, etc. Both have deposit insurance so your money will be safe. Credit unions have insurance through the... More
Answered By: Mel M - 2/15/2010
Additional Answers (1)
There are technical differences between a bank and credit union, but as a customer, there is no difference.
Answered By: tinman97prn - 2/14/2010
 
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