Is there a European database for credit history?

When I left my country (Italy) many years ago I couldn't repay a loan received by Deutsche Bank. Is there any chance Uk banks might find this out when checking my credit history for a mortgage? Please answer only if you are knowledgeable about the subject, stuff like "I don't think so" or "Maybe yes" are not really that useful, thank you all

Asked By: John Doe - 4/12/2010
Best Answer - Chosen by Asker
Anything is possible, but it is extremely unlikely. They will use their own data (their experience with you in regard to any accounts you hold with them), the information that you give them (e.g. age, marital status, occupation, time in job, bank, time with bank, income, outgoings) plus credit reference bureau... More
Answered By: John - 4/16/2010
Additional Answers (2)
The UK credit check is done through your held addresses for the previous 5 years. If you told them you were resident in Italy less than 5 years ago, then yes they would be likely to find out thruough investigation. however not if you didn't give them that information... More
Answered By: Tony P - 4/12/2010
UK credit check is done by using your date of birth and national insurance number as all info is in a main data base. They used to use your name and address but people moved about too much that they started using your national insurance number as they can check you out no matter where you live as all details are on the... More
Answered By: jackie m - 4/15/2010
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