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How long before my vehicle gets repoed?

I currently have an auto loan through Santander Consumer USA and I am late about 14 days on my payment. How long do I have before they will come and repo my vehicle? Also same question for filing bankruptcy. How long in general does it take them to repo a vehicle in the state of Idaho after filing bankruptcy? The bank I have it financed through is out of state as well. Please do not reply with spam either, with offers for loans or anything. Every person that keeps spamming your just getting reported to yahoo answers just as a heads up.

Asked By: - 4/14/2010
Best Answer - Chosen by Asker
Instead of sitting back and waiting for folks to come take your stuff wy don't yo uget off your r**p and turn it around... More
Answered By: Rick B - 4/14/2010
Additional Answers (2)
Technically as soon as you default they can come and repo the vehicle, but usually they wait until 90 days. My guess is that you are thinking about BK. Once BK is filed a stay is put on any collections. You will have the option of reaffirming the vehicle, meaning you that you want the vehicle will make payments. If... More
Answered By: MKD - 4/14/2010
 
your car will take around 3 months of nonpayments before they come and repo it, and for bankruptcy i think they give you like a month
Source(s):
Answered By: Known 2 Answer N-e Thing - 4/14/2010
 
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