Where can I get my first credit card with no credit history?
I am a 19 year old college student with a good job. I am trying to apply for a credit card but everyone is denying my application because I have no credit history, even cards that are supposed to be for students. Is there any way to get a credit card if I have no credit history without having to get my parents to co-sign? Thanks!
Asked By: miss_couture - 4/27/2010
Best Answer - Chosen by Asker
Take $500 to your nearest credit union and apply for a secured card. Bring proof of employment. The $500 will be deposited into a savings account that will guarantee (not fund) the card in case you make a late payment or default. The CU will issue you a Mastercard or Visa branded card that you use just like a... More
Answered By: PooPooLaTrash - 4/27/2010
Additional Answers (3)
It won't happen New laws were enacted in February that if you are under 21, you have to make a certain amount of money or have your parents cosign. Get a secured card from your bank.
Answered By: My Take on It - 4/27/2010
With the new credit card laws that have come out it's very hard for someone under 21 to get a credit card... More
Answered By: xeon500 - 4/27/2010
Go Talk To Somebody In a Bank About This. Debit Cards Are Easier To Get. They Will Know All The Laws & Requirements For Cards.
Answered By: UncleRobert - 4/28/2010
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