Which is better a credit union or a bank?
I got my first job and i want to open an account somewhere but i don't know where? My first question is which one is better? And my second question is what are the different benefits to each?
Asked By: Tmoney - 6/17/2010
Best Answer - Chosen by Asker
Credit unions are financial institutions, like banks. They offer many of the same products and services -- savings accounts, checking accounts, ATM/debit cards, credit cards, auto loans, mortgages, home equity loans, etc. Both have deposit insurance so your money will be safe. Credit unions have insurance through the... More
Answered By: Mel M - 6/17/2010
Additional Answers (3)
Banks are less likely to disappear overnight than credit unions. Banks will give you less interest than credit unions, but that is because of the risk involved. I don't know how it is done in the USA, but here in Mexico, several credit unions disappeared from one day to the next after years and years of solid... More
Answered By: Karan - 6/17/2010
Answered By: SoccerRefToo - 6/17/2010
Answered By: bluebell - 6/17/2010
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