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Why are there not many big auto insurance companies operating in Massachusetts?

I moved from NY and need to find an auto insurance company. AllState and State Farm are not doing business here. I don't want Geico or Mutual Liberty because of bad experience with them. Are the small local businesses reliable? Thank you. Common Sense, thank you for the reply. Are the smaller companies reliable in terms of being able to provide good service after an accident? Thanks.

Asked By: Michael K - 7/12/2010
Best Answer - Chosen by Asker
Until a year or so ago, the auto insurance rates in Massachusetts were set by the state, and insurance companies were NOT allowed to refuse to write a policy for someone. The insurance companies were losing a ton of money in Massachusetts, and most pulled out decades ago. As of a few years ago, there were maybe... More
Answered By: mbrcatz - 7/12/2010
Additional Answers (2)
Mass. has strange insurance regulations and only allows "managed competition" hence many companies don't want to do business there. Amica is big, as is Liberty Mutual (I hate them too).
Answered By: Common Sense - 7/12/2010
 
Allstate now does business in MA. I work for a competitor and just handled a claim for one of our insureds who was involved in an accident with a MA Allstate customer.
Answered By: Mushu - 7/12/2010
 
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