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Is it possible to get rid of a contract by canceling your credit card?

I almost did it once with personal training services at my gym, but then I got fired from my job and therefore had a legitimate reason to cancel it. But I'm still curious as to what would have happened if I had changed my credit card number.

Asked By: LEOcab '89 - 7/26/2010
Best Answer - Chosen by Asker
If you cancel the card, they will attempt to debit the payment from it which will be declined. Then they will attempt to collect payment from you and eventually send you to collections, ect... More
Answered By: mallicoatdd - 7/26/2010
Additional Answers (4)
It will stop them from taking payments for sure...but it will not void out the contract.
Answered By: CatDad - 7/26/2010
 
Seems you have no understanding of how either contracts or credit cards work. A contract is legally enforceable. You can be sued for breach of contract. It is not possible to "change" a credit card number. If you enter an incorrect credit card number, the transaction will be declined
Answered By: JIM - 7/26/2010
 
You would still be required to make the payments if you are under a contract. That is like getting a service contract with a cell phone company and then canceling your card. They will still bill you and possibly take you to collections.
Source(s):
Answered By: Keith - 7/26/2010
 
they will bill you directly. The balance will probably come due immediately. read the contract you signed. It doesn't go away just because the funding source isn't available.
Answered By: timothy p - 7/26/2010
 
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