Can I ask to refund the apprisal fee?
I have told the PNC bank home mortgage officer to do a market analysis of the home price before processing the mortgage refinance. Now the appraisal declined and I have no equity on my home. Is it possible to get refund?
Asked By: usermma - 8/4/2010
Best Answer - Chosen by Asker
The role of the appraiser is as an independent third party and his sole purpose is to determine value. It is not to make a value match a loan amount, Unfortunately, for a number of years that role was confused by lenders and appraisers alike and look where it has gotten us... More
Answered By: Jim - 8/7/2010
Additional Answers (1)
I doubt it. The only way you know you have no equity is that someone did an appraisal. So you got value out of it. You have nothing to lose by asking, but don't be surprised if you're turned down.
Answered By: Fred S - 8/4/2010
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