Is this legal? Ace Cash Express deposited an unathorized (never requested)loan into my bank account.?

ACE Express of course is a Check Cashing, pay dal loan center. 2 days ago I was interested in getting a $255 loan, the max you can get in California. After talking to an agent, I changed my mind after the agent told me she was going to call my bank's automated line "3way" to verify my info, accessing my account. I said "hell no". I told the agent "I am not interested" never mind. Plus later I found out I wouldnt qualify because I dont get direct deposit from my work. So this morning I checked my bank account, like I always do, and guess what, ACE Express deposited $350 on my account. I never signed papers, never agreed to anything, I was never asked of this deposit, I clearly stated "not interested". Is this legal? Plus how is it that California's law only allows a check loan center a max lon of $255, and they deposited $350????? Plus I dont get direct deposit, doesnt follow their guidelines. Does anyone know who to contact besides my bank???

Asked By: - 10/7/2010
Best Answer - Chosen by Asker
Sounds like an incompetent or arrogant employee at ACE Cash Express ignored your request not to access your account or to put money into your account... More
Answered By: Tony RB - 10/8/2010
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