How do you qualify for a mortgage modification from Bank of America?

And is it worth it? What do you tell the bank about your finances and your job. Does the bank leave the reduced interest rate of the entire length of the loan? Please be as specific as you can, thank you.

Asked By: - 10/22/2010
Best Answer - Chosen by Asker
A mortgage modification is not easy to obtain. Typically the process goes something like this... More
Answered By: godged - 10/22/2010
Additional Answers (4)
Ask BofA. You'll need to do more than "tell" the bank about your finances; you'll have to show them.
Answered By: Caveat Emptor - 10/22/2010
Call 800-846-2222 and ask them.
Answered By: Debdeb - 10/22/2010
You apply for it. Go to this discussion board to talk to others who have or are in the midst of getting a loan mod from BofA:
Answered By: My Take on It - 10/23/2010
change in life, your income. Let me tell you your in for a long ride with them. I started this process with them in Aug. I have heard it can take up to 9 months. I read on their web page that I would have an answer in 10 days, Not!!!! At 1st they kept saying I was missing information, then I would fax them the info... More
Answered By: San - 10/25/2010
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