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How does a 19 year old college student establish credit?

Both of my parents are deseaced so don't mention them. I have a checking and savings account with TD Bank, I've applied for a credit card but was denied twice for obvious reasons. I work two jobs, and am in college, there has GOT to be a way for honest, hard workers to start getting credit. Help? P.S.-If you happen to know...where can a college student find free food, old or not, after typical business hours of most stores? Nothing to do with paying for college

Asked By: Eva - 10/25/2010
Best Answer - Chosen by Asker
The new federal laws passed in February of 2010 is what is making it impossible for anyone under 21 to get a card... More
Answered By: Sam - 10/25/2010
Additional Answers (2)
ok i understand where you are coming from here i have 2 credit cards i am a 19 year old college student and i have pretty good credit(better then my parents even) your question is a tuff you but you can twist your income a little bit and get one i did that for my 2nd credit card so i was able to skip the cosigner rule... More
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Answered By: Ben 10 - 10/25/2010
 
Get a secured credit card. You deposit an amount with the credit card company and they will issue a card with that amount (there will be a small monthly maintenance fee). Then pay the bill religiously and the credit card company reports to all three credit bureaus, after about 6 months you will start getting real... More
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Answered By: steve.57343 - 10/26/2010
 
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